Serving Washington and Idaho               We are a group of family owned companies that specialize in helping families and individuals with their mortgage needs. Whether you are buying or refinancing, our years of trusted experience will help you reach your dream of financial freedom. Meet our talented staff by clicking the staff profiles button to the left.  We do COMMERCIAL LOANS too.  Click here for more information. Kris & Julie Wales     The Home Ownership Center provides information on how you can own the home of your dreams with little or no money down, whether you are buying for the first time or moving up.   To receive our FREE gift just complete the form at the bottom of the page or click the button to the left.   River City Mortgage Corp, the preferred lender of The Home Ownership Center takes pride in treating their clients like family.  Over the years we have become the trusted financial advisor for our friends and family.  If you haven't done business with us, before this, you're about to experience the difference River City can make in your life. “Your honesty and integrity are without question and your knowledge of mortgage programs is second to none.”                                            Ralph and Karen Fishburn “Not only did you put me in a mortgage that was right for me, but you took a sincere interest in helping me plan my future. Your attention to detail, friendly staff and efficient manner were all greatly appreciated.”                                                                     Ronald Huff “We liked the special attention we received and appreciated that they listened to our needs and accomplished our refinance…There is no one I feel more comfortable with when it comes to my hard earned money. Thank you!”                                                            Jennifer O’Bright River City Mortgage is a proud member of the Washington Association of Mortgage Brokers and Idaho Association of Mortgage Brokers.  What does that mean for you?  It means that River City Mortgage follows strict ethical guidlines to safeguard the industry and their valued clients.  It means you can trust in the service and integrity of our employees.      Get the best mortgage loan for you When you decide to buy a home or refinance a mortgage, it's a big step. You can trust River City Mortgage to find the loan program that's best for you. Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.